They say, ‘prevention is better than cure’. The best way to take care of a problem is to ensure that it does not happen in the first place. There are many effective preventive identify theft tips that if applied diligently will save you a lot of trouble in the long run.
However, it is not sufficient that you know how to prevent it; you should apply all efforts in endeavoring that it is applied wherever necessary and there is constant follow up. Alertness is the key to prevention of identity theft.
You should actually be aware of the exact position of all your credit accounts. This will enable you to notice any discrepancy as and when it occurs, thus catching and stopping the fraud in time, before any real harm is done. The beauty of this preventive identify theft tip is that there is a good possibility to catch the thief at it, since he or she would not dream that they would be discovered so early.
Some Important Preventive Identify Theft Tips
1. The most common mistake that people do is that they carry their social security number in their wallet or purse on a daily basis to an from work and other places. You should never carry the social security number with you; you should rather memorize it.
2. When you are going to work carry only one of your credit cards with you. Hence, if your purse is stolen you would not have the headache to inform all the credit card providers of the theft.
3. One very important preventive identify theft tip is to ensure that your laptop does not carry sensitive information about yourself – especially about your finances. People usually feed the computer their passwords and program it to remember these automatically. Imagine the disaster if this laptop fall into the hands of the wrong people!
4. Never ever give any financial information over the phone. It does not matter if the caller says they are from your bank, of police, or anywhere. You are entitled to your security and unless you are convinced that the query is from a genuine party, do not divulge anything. Even the bank should never ask you your password! In case something like this happens, choose to give the information in person to the bank, rather than over phone or email.
These are some of the preventive identify theft tips that you could observe. The best thing is to stay alert all the time.